The intelligent financial network for wholesale trade
- Intelligent
- AI predicts risk and puts your playbook to work.
- Financial
- Manage credit, collections, and payments in one platform.
- Network
- Every distributor and buyer that joins makes trade easier and more trusted for all.
- 280K+
- Businesses in the network
- $27B+
- Annual trade visibility
Connecting distributors and buyers to do more business together
Faster credit application to approval
Bring on new business in minutes with an easy digital application and instant network insights to inform your credit decisions.
Learn more →Real-time risk and fraud detection
Prevent losses: catch fraudulent accounts before the first order ships and track changes in customer risk with daily signals from across our network.
Learn more →Self-driving collections at scale
Engage every account at the right time with AI agents that proactively prioritize and conduct outreach in your voice, with full context.
Learn more →Flexible, frictionless payments
Give your customers more ways to pay: ACH, card, autopay, or in installments — in one portal, no login. Give yourself the gift of automatic reconciliation.
Learn more →Hands-on implementation, white-glove support
Count on us to connect your ERP, train your staff, and run your launch. Our support doesn't end there; we pick up the phone for you and your customers, too.
Learn more →The context, intelligence, and agents that make it possible
Click a layer to see how it works.
Connections
Wholesail connects with the systems where your customer relationships live and enriches them with outside signals like credit bureau reports, business registrations, liens, and online reviews.
Context
Wholesail merges everything known about each customer into one live picture: account history, conversations, and your team's judgment calls, plus anonymized payment behavior from distributors across the network.
Intelligence
Wholesail's intelligence combines two types of AI. Predictive machine learning models turn structured data into risk scores and forecasts; generative large language models turn your team's know-how into playbooks, prioritize each day's work, and craft outreach in your voice.
Agents
AI agents put these predictions and recommendations to work in real time. As an extension of your team, they decide credit, run collections, reconcile payments, and surface growth opportunities, bringing people in when judgment matters most.
What our customers are seeing…
How Martinez Produce & Seafood cut their AR workload by 50%
Read their story →
How Aqua Best uses Lighthouse to avoid another $26,000 loss
Read their story →
How Midwest Wheel collected 3 years of overdue charges in a day
Read their story →
How Breadbar gets paid 3× faster and saves time with Wholesail
Read their story →
Learn how more distributors run on Wholesail
See all stories →…and their customers are saying
Before Wholesail, I was hunting down hundreds of invoices every month. Now, I’ve got five or six vendors in one place. What used to take four hours now takes about 20 minutes.
Wholesail is the easiest and best bill pay software I’ve used.
From the customer side, it definitely makes our lives easier. We have full visibility of the statements, open invoices, what’s late, and what’s due.
If your vendor uses Wholesail, you should pay through Wholesail. It’s well organized, it is easy to use, and you can automate payments which saves you time.
I find the process with Wholesail to be really efficient. It saves me time and ensures our food costs are accurate. Accurate food costs mean better financials.
I wish every vendor used Wholesail. It is the way it should be.
The beauty of Wholesail is that it is a one-stop shop for payments. I can easily switch between different vendors using Wholesail, see all outstanding invoices, and easily make payment.
Wholesail is definitely one of the easiest portals to navigate. It’s fantastic. I can get in there, do what I need to do, and get out quick and easy.
Honestly, Wholesail is great. I’ve totally embraced using it. And every brewer I talk to, I say, ‘you all should sign up with Wholesail.’